Email this article Format for printing

Foolish Calculators

Auto  | Credit/Budget  |  Home  |  Retirement/Saving

Auto

• How much should depreciation cost me?
• Should I finance or pay cash?
• How much will my monthly payments be?
• How much should I put down?
• What term of loan should I choose?
• Should I use home equity loan instead of auto loan?
• Which is better: a rebate or special dealer financing?
• How long should I keep a car?
• What car can I afford?

Credit and Budget

• How much am I spending?
• What will it take to pay off my balance?
• How much will it cost to raise a child?
• How much should I set aside for emergencies?
• What's it worth to reduce my spending?
• Should my spouse work too?
• How important is the interest rate?
• How will rate changes affect my balance?
• Is a lower rate worth the annual fee?
• Should I consolidate my debts?
• Which is better: Flight Card or Low Rate Card?
• Should I consolidate my credit cards?

Home

• How much can I borrow?
• How much will my payments be?
• How much will adjustable rate payments be?
• Which is better: fixed or adjustable?
• Should I pay points to lower the rate?
• Which is better: 15 or 30 year term?
• How much should I put down?
• How much can I save in taxes?
• What will my closing costs be?
• Am I better off renting?
• Am I better off refinancing?
• What will my refinancing costs be?
• How can I reduce mortgage insurance costs?
• Which lender has the better loan?
• Which loan is better?
• How advantageous are extra payments?
• What home can I afford?

Retirement and Saving

• How much will my savings be worth?
• What will it take to save for a car, home, etc.?
• What will it take to save for a college education?
• How will taxes and inflation affect my savings?
• How much difference will the rate make?
• Which is better: Regular IRA or Roth IRA?
• Should I convert my IRA into a Roth IRA?
• What will my expenses be after I retire?
• How do I plan for my retirement?

 See Also